1. The obvious – It’s FREE

This is perhaps the most important distinction. Unlike young cryptocurrencies or new companies who need large investors to drive up the valuation of their model, Initiative Q is simply asking people to join and just sit back and be open to the idea. You do not have to help spread the news and secure more future currency if you do not want to, in this way, the early adoption reward system does closely resemble a pyramid scheme – though almost every business model is a pyramid of sorts… Also if this is your only concern, you can dispel it because now IS the early adoption phase anyways. Joining now isn’t by any means “too late” to secure enough of a good pyramid spot, it’s still very early. For those who wish to join and need an invite, here is mine: Join Initiative Q and secure $38,123Q Do not delay though, the link expires in a few days!

2. Credit Cards & Credit score is out dated and corrupt and deserve this!

Did you know that when you decide to never pay your CC back they do not suffer, not for a New York minute, because they have already insured your debt! Enter the world of consumer proposals and you will learn that millions of people every year rack up their cards, get a lawyer to slash their debts in half or more… wait a couple of months and basically play the game again! How is that fair for people who religiously pay their CC on time? How is it fair for the person who rarely uses credit to have a worse Equifax score than someone who racks it up monthly and pays the balance with their pay check? Well if you also hate the way credit cards and credit companies work, even more reason to support initiative Q, whose aim is to develop more ethical ways of determining creditability. I worked at Equifax in my 20s and let me tell you it’s corrupt as fuck as well as beyond incompetent. Like it could be another entire blog! BTW Borrowell and Credit Karma will give you your scores for free so don’t EVER pay for them!

3. The timeline is realistic

Another thing I like about this economic social experiment is that the timeline is realistic. Wilf (the founder of Q) knows that several years are needed to establish even just the adoption phase, R&D, and committees. Also for those who think we can’t fight the big banks and credit card companies… well think again. Over 50% of on-line transactions around the world are already done by e-wallet, paypal, or bitcoin – the road for new payment methods has been actively paved for years, now including using points as currency. So why would the idea of a mass adopted new currency be far fetched? It’s not. We just do not know how valuable it will become or exactly when it will become valuable… period. The valuation is admittedly speculative even if it’s wildly optimistic -it’s based in respected valuation math.

4. Early adoption can reap great rewards

Everyone born in the 90s remembers NOT investing in Yahoo and basically NOT becoming a millionaire overnight when the company went public and the stocks shot up like crazy… Too young? O.k take Facebook as an example. Assuming that you would have been able to purchase shares at $38, (despite the offering being pervaded with trading issues) you would now be sitting on a fortune.  As of July 24, 2015, shares on Facebook Incorporated closed out at $96.95. In three years’ time, you would have a return on investment of 155.13%, or ($96.95 * 26 shares – $38 * 26 shares) / ($38 * 26 shares). As of July 24, 2015, that investment would be worth  a whopping $2,520.70, or $96.95 * 26 shares! Now think that this is a stock you get to gamble with that comes with a little bit of cash already in it (or a lot!) only the future knows…

5. They are learning lessons thanks to crypto currencies

As I read in this awesome currency blog coin intelligence,  it seems like Wilf, has an answer to even the concerns that the currency will become unstable like many cryptocurrencies (even though Initiative Q is NOT a crypto currency):

Stability is the main reason we went for a professional monetary policy (like governments) rather then a predetermined one (like bitcoin). Q will be released for trade gradually, controlling the supply so Qs maintain a stable purchasing power (around $1 per Q). The rate of release is managed by the independent monetary committee, matching economic growth. By example: If 100,000 Q is worth $1000, one Q is still $1, but only 1% are tradable (at that time). -Serial Entrepreneur Saar Wilf